Auto Insurance

When you have a vehicle in Utah, it's required that you have auto insurance for it. There are several types of insurance coverage that are required to be included in every Utah auto policy. There are also minimum amounts required for each of these types of coverage. If you have a vehicle in Utah, call us at Salmon Insurance to get a policy of your own.

Liability Coverage

It's required in the state to have two forms of liability coverage with three specific amounts required for that coverage. Bodily injury liability is a required type of coverage that pays for the injuries that third parties get in an accident that is your fault. If you are at fault for the accident, you will have to pay the injured party's medical bills and lost wages. One amount is required for one person's injuries, and another must be available for everyone's injuries from the accident. In addition, drivers must have property damage liability. This pays for the damage done to someone else's property in an accident you caused. All of the required amounts are lower than the industry generally recommends, so it's a smart idea to get more than is required.

Other Auto Coverage

Utah also requires that drivers have personal injury protection coverage or PIP. This coverage pays for your own injuries if you are hurt in an accident that is your fault. Several types of coverage are also wise to get, even if they aren't required by law. This includes coverage for an accident with an uninsured motorist. There are also collision and comprehensive coverages that can help you in a range of situations. Collision pays for your own vehicle's damage if you are in an accident that is your fault.

Cover Your Vehicle

If you are a driver in Utah and need auto coverage, give us a call at Salmon Insurance today.